Many of us would like to leave current jobs and be our own boss. The idea of working for oneself seduces many of us. However, this is not as easy as many think. The reality is very different. In fact, most of us cannot mount a physical business due mainly to two factors: the money and the risk factor. For starters, even a small business requires investment. You need to buy or rent space, buy equipment and pay staff if you have it. You will also have other expenses such as advertising. Risk is the factor that kills most businesses. Even if you are lucky enough to get the capital to start, you should know that about 90% of all small businesses fail within the first year. If your business is one of the lucky ones, you have to invest time and money to build the repu ... Read more »